Vault – Borderless Banking 4+

Global low-cost money app

DEVERE GROUP LIMITED

    • 3.9 • 82 Ratings
    • Free

Screenshots

Description

Vault is a global money app that allows you to instantly transfer and exchange currency to and from your account in real time with no stress, no hassle and no hidden charges.

With the multi-currency deVere Vault Prepaid Mastercard®, you can spend money online, in store or at any ATM locations across the globe that has the Mastercard® acceptance mark.

Designed to fit around your busy schedule, Vault gives you full control of your own finances in the palm of your hand.
Our Goals
We want to implement greater transparency within the banking world by providing a secure, seamless experience that facilitates your currency exchange with no hidden fees.

Features
Create an account in five settlement currencies: GBP, USD, EUR, CHF, PLN.
Transfer money between accounts instantly and for free anywhere in the world.
Transfer and store in a further 22 currencies
Top up your wallet by bank transfer, or instantly via debit card.
Instant Vault-2-Vault transfers between users.
Receive money from third-party bank accounts.
Add up to 3 Companion Cards for family and friends under the primary Vault user account.
See the exact exchange rate before committing to a conversion.
Set up dynamic FX rate alerts to exchange at the optimum time.
Get real-time notifications after every transaction.
Enable and disable contactless/magstripe/online transactions or ATM withdrawals in app.
Turn payments on and off when you're abroad.
Get rewarded for recommending Vault to family and friends.
Secure touch/face ID login
Experience instant live chat support
Freeze and unfreeze your card on the go
deVere Vault Prepaid Mastercard®
The deVere Vault Prepaid Mastercard® is a multi-currency card that can be ordered from the app at the touch of a button. The card can then be used online, in store and at any ATM locations across the globe that have the Mastercard® Acceptance Mark.

Security
Secure Account
As well as being fast and user friendly, we believe that account safety is of utmost importance. That’s why your data is kept under the highest levels of encryption and your money is held securely in an account that cannot be touched by the bank.
Card Transactions
All Vault Card transactions are processed by a Mastercard® Certified processor which has attained the necessary PCI DSS (Payment Card Industry Data Security Standard) Level 1 accreditations required.
Secure Account
As well as being fast and user friendly, we believe that account safety is of utmost importance. That’s why your data is kept under the highest levels of encryption and your money is held securely in an account that cannot be touched by the bank.

Instant

Vault allows you to instantly load and convert money in up to 27 currencies. Whether you need to send money to friends, pay bills overseas or just want to save money on currency exchange, our user-friendly app is the only travel companion you need.
Currency

Create and fund your account in five major currencies: GBP, USD, EUR, CHF and PLN, with the option to exchange, spend and store in a further 22 currencies. Make transactions and purchases anywhere in the world, with the deVere Vault Prepaid Mastercard®.
Freedom

We eliminate hidden banking fees by always showing you the exact conversion rate before you commit to an exchange. Vault users have complete control over every aspect of their account, meaning payments are secure and can be made anywhere Mastercard® is accepted.

What’s New

Version 3.17.9

We update the app regularly so we can make it better for you. Get the latest version for all the available features. This version includes several bug fixes and performance improvements.

Ratings and Reviews

3.9 out of 5
82 Ratings

82 Ratings

Manshrivel ,

Great for sending money freely

Pros:
I use my vault card daily. I live in Germany and still have a UK bank account. So uploading in gbp and transferring to euros in app is simple quick and efficient. With no charges. I can also send money to friends and family instantly vault to vault free or to bank accounts for a small fee.
The ease and efficiency is brilliant for frequent travelers or multiple small exchanges.

Cons:
The support isn’t the best (not 24/7). The bank transfer load of funds on to the card can take a while. But then that is no different to loading any other pre paid card from the bank.

Andycentrino ,

Rubbish

Nothing but problems with this. Had problems in every country I have used it in. Took months for card to come, got completely ripped off at cash machines in the uk and Italy as it seems to decide at the moment what currency to pay in. Debited Euro in UK and GBP in Europe despite there being money in both wallets. If the ATM is not in a bank don't use it as the card confuses the machine. Doesn't work anywhere that is not one of the 5 main currencies, i.e. Japan and UAE it just pays in Euros so it's a completely pointless app. Now my card doesn't work having typed the pin in 3 times CORRECTLY it got blocked. Customer support was actually decent except that they couldn't fix the problem and they are not 24hours so if you have an issue outside of their working hours, good luck. All the good reviews are from devere employees. Wouldn't trust devere with personal information. Much better apps like this already exist like Revolut.

Update: They sent me a new card, charged me €10 for it. New card is now also not working. Never had this problem with any other bank card I've had. Will not be getting a third new card as it's been less than a year since the first! Rubbish

Very happy happy ,

Saves exchange Fees when traveling

Save at least 3% when using card overseas
Been using the card now for a couple of months the updates have helped make it even better
Paying bills in other currencies are great but the atm machines charge a lot to use them but still cheaper than my Citibank atm when traveling and need cash

App Privacy

The developer, DEVERE GROUP LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Contacts
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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